Emergency fund size: three months, six months, or a number that fits your risk

A 5-beat faceless video outline for “Emergency fund size: three months, six months, or a number that fits your risk” in the Personal finance basics niche, derived from caption timing of 2 reference videos.

Angles

• Cold-open on the concrete hook from the primary reference — Zerodha Varsity leads with a scene, not a definition dump
• Make the mechanism explicit with one visual beat: that is, saving money for an emergency situation. Let me share a personal story with you. …
• Contrast or scale-up using the second reference (Business Insider): what is in our control is our preparedness to face such an emergency situation. Preparedne…
• Close on what the viewer can check themselves; original narration only — do not copy reference wording

Beat-by-beat structure

1. Hook (0:00–0:30): open on the puzzle of 'Emergency fund size' in one image.
2. Setup (0:30–2:00): define the key terms in plain words; borrow structure from Zerodha Varsity, not lines.
3. Mechanism (2:00–5:00): walk the cause-and-effect with one diagram; cite the evidence beat (that is, saving money for an emergency situation. Let me share a perso…).
4. Contrast (5:00–7:00): show the common myth or the second case from Business Insider.
5. Recap card: three takeaways + one 'check this yourself' action. Original narration only.

Reference videos

• What is an Emergency Fund? | How to build it? | Personal Finance for Beginners Ep - 1 vO2KGm8NM8E
• Why You Should Have An Emergency Fund RR6Omyqw8Og

Method

yt-dlp VTT captions (manual/uploader only) → timed beat heuristics → editorial topic synthesis (no ASR). Structure only; write original narration.